Tag: Comprehensive Car Insurance

Comprehensive Car Insurance

Comprehensive car insurance, also known as “full coverage” insurance, is an optional insurance policy that provides a broader range of coverage for your vehicle compared to basic liability insurance. It offers protection against various risks and damages, including those not caused by a collision with another vehicle. Here are the key components typically covered by comprehensive car insurance:

1. Accidents

Comprehensive insurance covers damage to your vehicle resulting from collisions with other vehicles, objects, or road hazards, such as potholes.

2. Theft

If your vehicle is stolen, comprehensive insurance can help reimburse you for the value of the car.

3. Vandalism

If your car is intentionally damaged by someone, comprehensive insurance can cover the cost of repairs.

4. Natural disasters

Comprehensive insurance typically covers damage caused by natural events such as hurricanes, tornadoes, earthquakes, floods, hailstorms, or wildfires.

5. Falling objects

If your vehicle is damaged due to falling objects like tree branches or debris, comprehensive insurance can provide coverage.